Shubham Housing Finance is a leading provider of home loans in India. It offers customized solutions. It has positively impacted 61,000 families and 1,40,000 lives, standing out for affordable and personalized housing finance.
Shubham Housing Finance Company Details
| Origin Country | India |
| Established year | 2010 |
| Company founder/chairman | Sanjay Chaturvedi |
| Company headquarters | Kanpur |
| Product/Services | Housing Finance |
| No. Of employees | 1,001 to 5,000 |
| Website | https://shubham.co/ |
Approach to Home Loans
Shubham is a pioneer in providing housing finance solutions to individuals with informal incomes. The company has moved beyond traditional document-based underwriting, adopting customized credit programs for each customer. This innovative approach has positioned Shubham as a leading home loan provider with low interest rates.
Motto and Mission
The company’s motto is to “help build happy homes” for those outside the formal income circle. Shubham achieves this by engaging customers in meaningful discussions about their life stories, understanding their financial journey, and introducing them to formal housing finance solutions that align with their needs. The mission is clear – to provide housing loans and finance solutions to families with informal incomes through new-age credit programs, eliminating the need for traditional income-proof documentation.
Customized Solutions
Shubham’s primary focus is on offering customized and affordable housing finance solutions. The company believes everyone deserves a better and safer home, regardless of their financial status. By taking a holistic view of customers and their ability to pay monthly EMIs, Shubham introduces them to tailored housing finance solutions that cater to their unique requirements.
Branch Network
With a widespread presence, Shubham operates through a network of 143 branches across 12 states. This extensive branch network ensures accessibility and convenience for customers seeking housing finance solutions.
In conclusion, Shubham Housing Finance goes beyond conventional approaches, redefining the landscape of housing finance. With a commitment to inclusivity, affordability, and customer engagement, the company is not just providing home loans; it’s transforming lives and empowering families to realize the dream of owning a home.
Anantha Nageswaran is the chief editor and writer at TheBusinessBlaze.com. He specialises in business, finance, insurance, loan investment topics. With a strong background in business-finance and a passion for demystifying complex concepts, Anantha brings a unique perspective to his writing.
